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Which of the following closing costs would not be considered when determining the true Annual Percentage Rate (APR) of a note as presented in the

Which of the following closing costs would not be considered when determining the true Annual Percentage Rate (APR) of a note as presented in the Truth-in-Lending (TIL) statement for a borrower buying a home?

a. Loan Rate Discount Points

b. Pre-paid interest

c. Pro-rated property taxes paid to the home seller

d. Underwriting fee

e. Loan Origination fee

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