Which of the following covenants is affirmative (positive)? a. A company is required by its bank to pay no dividend over one JOD per share b. All of the answers are examples of positive covenants. c. A company is required to notify the bank before taking new debt. d. A company is required by its bank to purchase insurance against natural disasters. The main function of a financial system that enables it to promote economic efficiency is channelling funds from to o a. savers; borrowers O b. savers; lenders c. borrowers; savers d. investors; savers