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which of the following creates ex ante moral hazard as it relates to microloans? o a. borrower can take the profits and leave town instead

which of the following creates ex ante moral hazard as it relates to microloans? o a. borrower can take the profits and leave town instead of repay bank o b. borrower can earn a higher wage elsewhere c. profits are higher than principle and interest payment to lender d. none of the above

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