Which of the following depository institutions is not insured by the Federal Deposit Insurance Corporation (FDIC)? A: Savings bonks B: Savings and loan associations C: Credit unions D: Commercial banks A NOW account: A: is a checking account that can pay interest. B: has a legally defined minimum balance for $500 to $1000. C: is a savings account with limited withdrawal privileges (usually 3 to 5 checks/withdrawals per month). D: is generally only accessible with the use of a debit card