Which of the following describes a loan from a single bank to a single borrower?

1. Bilateral loan
2. Club loan
3. Multilateral loan
4. Syndicated loan

Banks are most likely to invest heavily in providing products and services that meet the needs of their customers to improve customer

1. Feedback
2. Retention
3. Segmentation
4. Verification

Which of the following is a collective investment vehicle?

1. Certificate of deposit
2. Government bond
3. Mutual fund
4. Savings account

which of the following product types is least likely to be offered to a clients by a typical retail bank?

1. Credit cards
2. Mortgage loans
3. Savings accounts
4. Structured investments

In a large multi-national company. Which of the following is generally a direct responsibility of the chief financial officer?

1. Choosing the day-today FX hedging strategy
2. Ensuring that the treasury team has appropriate access to market data services
3. Overseeing payments and collections in the companys main operating account
4. Recommending the optimal capital structure to the board

Avalisation provides which of the following to an exporter

1. Guaranteed payment
2. Packing list
3. Secure warehousing
4. Transportation insurance

which of the following statements about credit scoring for trail customers is correct?

1. Credit scoring systems can effectively assess applicants who have non-standard profiles for loans and mortgages
2. Credit scoring techniques assume that past financial information is a reliable guide to the future
3. Loan applications assessed by a credit scoring system are always supported by a face-to-face interview with the applicant
4. Only information relating to an applicants income and assets is considered by credit scoring systems

Q29) Fee income is most likely to be obtained by a bank in respect of which of the following

1. Changing its interest rate margin policy for customers
2. increasing use of forward contracts for currency hedging
3. Making international payments on behalf of a customer
4. Reducing interest rates on consumer and businesses savings accounts

Which of the following retail banking services is most likely to provide a customer with security and interest?

1. Credit card
2. Mortgage
3. Revolving credit facility
4. Terms deposit

The concept of a fiduciary relationship is based on which of the following principles?

1. Buyer beware
2. Joint liability
3. Transparency in dealings
4. Utmost good faith