Which of the following describe(s) a mutual fund whose return/risk combination plots below the security market line?

a.	The fund is not generating enough return premium per unit of total risk.
	b.	The fund is not generating enough return premium per unit of nondiversifiable risk.
	c.	The fund is not generating enough return premium per unit of diversifiable risk.
	d.	The fund is generating an excess return per unit of nondiversifiable risk.
	e.	The fund is generating an excess return per unit of total risk.