Which of the following describes a way in which the Sortino Ratio differs from the Sharpe Ratio? o The Sortino Ratio it measures risk as standard deviation while the Sharpe ratio measures it as downside volatility o The Sortino ratio incorporates kurtosis (fat tails) and the Sharpe Ratio does not o The Sortino Ratio utilizes a target return threshold, and the Sharpe Ratio uses the riskless return from the market