Which of the following events would produce a deductible loss?

A. Erosion of personal use land due to a sudden and turbulent rain, wind, or wild fire that has been set illegally and was attributed to arson by persons unknown.

B. Termite infestation of a personal residence over a several year period.

C. Damages to a personal automobile resulting from a taxpayer's willful negligence.

D. Flood damaged personal property by a flood for which presidential disaster area declaration has been made.