Which of the following expenses is paid from an escrow account?

		A. title insurance
		B. property insurance
		C. points
		D. loan application fee
		E. real estate agent's commission

What is the name commonly used to refer to the recent national crisis in which with many mortgages were issued to borrowers with poor credit histories, resulting in numerous loan defaults?

		A. mortgage rate meltdown
		B. subprime loan crisis
		C. credit default swap
		D. credit score crisis
		E. mortgage balloon crisis