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Which of the following factors is the LEAST important for an auto owner to consider when purchasing automobile physical damage coverage? The age and value

Which of the following factors is the LEAST important for an auto owner to consider when purchasing automobile physical damage coverage?

		The age and value of the car.
		The financial condition of the insurer.
		Whether the car is financed or not.
		How low a deductible the insurer will accept (the lower the better).

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