Which of the following factors would increase the likelyhood that a firm would choose to lease:

a. The firm, considering a lease, is able to capture the depreciation tax benefit associated with owning the asset

b. The firm that is considering the lease has easy access to relatively low cost credit

c. The estimated residual value or sale price is expected to be very high relative to the salvage value

d. The firm considering the lease has a hard time getting a loan from the bank and expects the market value of the asset to be less than the buy back amount offered by the leasing company