Which of the following finance companies are classified as captive finance companies?

	A.	They are finance companies owned by investment banks.
	B.	They are finance companies owned by commercial banks.
	C.	They are finance companies owned by manufacturing firms.
	D.	They are finance companies owned by insurance companies.

Which of the following statements is not true between commercial banks (CBs) and finance companies (FCs)?

	A.	The interest rates charged by FCs could be higher than CBs depending on borrowers riskiness.
	B.	Both FCs and CBs lend to both consumers and corporations.
	C.	Both CBs and FCs have customer deposits on the liability side and customer loans on the asset side.
	D.	FCs tend to lend to riskier borrowers than CBs.