Which of the following investments will have the highest future value at the end of 5 years? Assume that the effective annual rate for all investments is the same (Note: the nominal interest rate for all investments is different). Select one: O a. It pays $400 at the end of every year for the next 5 years (a total of 5 payments). b. It pays $200 at the end of every 6-month period for the next 5 years (a total of 10 payments). c. It pays $200 at the beginning of every 6-month period for the next 5 years (a total of 10 payments). O d. It pays $400 at the beginning of every year for the next 5 years (a total of 5 payments). e. It pays $2000 at the end of 5 years (a total of one payment)