Which of the following is a derivative? Crude oil Gold bars The S\&P 500 Depository Reciepts ETF (SPY) A bet between you and I, written on a sticky note, in which I promise to pay you $50 for every point the DOW 30 goes up in value, and you owe me $50 for every point the DOW 30 goes down in value. The bet ends on Jan 1, 2023. Janus Balanced Global Mutual Fund A convertible bond Wheat None of the above