Which of the following is a principal feature of ERISA? (a) All employees must be vested in the company pension plan by the end of 7 years. (b) Employees must keep their pension plan with their old employer if they change jobs. (c) The pension plan is insured against bad investments by the Pension Benefit Guarantee Corporation (Penny Benny). (d) Individual employees must pay a premium to have their account insured by Penny Benny The life insurance policy with the greatest potential to accumulate savings is (a) term life (b) whole life. (c) universal life. (d) disability. An attempt to control rising medical costs is through (a) regulation of the pricing of medical services. (b) the creation of HMOs that negotiate prices with care providers. (e) charging higher premiums for health insurance coverage. (d) encouraging insured persons to use government medical facilities