Which of the following is an example of a negative externality?

Question $3$ options:

$1)$

Due to heavy rains, the coffee crop in Brazil was damaged.

$2)$

Ruth could not sleep because her neighbors were bursting firecrackers on the $4$th of July.

$3)$

Meg had to miss a movie with her friends because she had to study for an exam.

$4)$

Jim was late to work because the train ran late.

$5)$

Sara can't afford a planned trip because airline fares spiked before she booked her flights.