Which of the following is an example of effectively using positive language?

Question $5$ options:

As soon as your new credit line is approved, we will issue you a credit card.$$

We would like very much to extend to you a line of credit but regret that we are unable to

Your credit score is insufficient for offering you a credit card.$$

Please understand how sorry we are that we cannot comply with your request at this time.$$

Question $6(4$ points$)$