Which of the following is an INCORRECTstatement regarding fraud?

	a.	There are numerous types of fraud, including mail fraud, wire fraud, and insurance fraud.
	b.	According to the FBI, white-collar crime and fraud are essentially synonymous terms.
	c.	Fraud does not necessarily involve a lie or deception.
	d.	Fraud is a crime of deception for the purpose of obtaining money or property or otherwise benefitingthe fraudster.