Which of the following is considered least effective on reducing the moral hazard behavior of Dls O a. Capital requirements and stricter closure rules O b. Regulator discipline O c. Depositor discipline O d. Implementing risk-based premiums An FI's net liquidity position can O a. Increase with the amount borrowed from the Fed via discount window loans O b. Decrease with the maximum amount of borrowed funds available O c. Increase with the amount of Treasury bills holding O d. Decrease with the excess cash reserves The incentive for mutual fund shareholders to engage in runs is lower because O a. Mutual funds are highly protected by government assistance programs O b. In a mutual fund liquidation, mutual funds can usually seek outside financial assistance Mutual funds usually have the ability to fully pay off the fund shareholders O c. O d. In a mutual fund liquidation, assets are allocated in a pro rata basis instead of a first-come first-served basis Which of the following is considered least effective on reducing the moral hazard behavior of Dls O a. Capital requirements and stricter closure rules O b. Regulator discipline O c. Depositor discipline O d. Implementing risk-based premiums An FI's net liquidity position can O a. Increase with the amount borrowed from the Fed via discount window loans O b. Decrease with the maximum amount of borrowed funds available O c. Increase with the amount of Treasury bills holding O d. Decrease with the excess cash reserves The incentive for mutual fund shareholders to engage in runs is lower because O a. Mutual funds are highly protected by government assistance programs O b. In a mutual fund liquidation, mutual funds can usually seek outside financial assistance Mutual funds usually have the ability to fully pay off the fund shareholders O c. O d. In a mutual fund liquidation, assets are allocated in a pro rata basis instead of a first-come first-served basis