Which of the following is false? A The process of financial planning takes place on an ongoing basis: B. When calculating a client's net worth always use the sentiment value of each asset and the full, or outstanding, balance due for each liability. C. A financial plannet will offer financial planning recommendations that addresses a client's goals, based on the information the client has provided. D. Ratios can be used to diagnose a client's liguidity and solvency E. Both A and C