Which of the following is most accurate regarding stored and purchased liquidity?

a. When managers utilize stored liquidity to fund deposit drains, the size of the balance sheet is reduced and its composition is unchanged

b. Purchased liquidity involves liquidating cash stores and selling existing assets

c. Larger Financial Institutions(FIs) are more likely to use purchased liquidity than smaller FIs

d. Stored Liquidity is using interbank markets for short-term loans