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Which of the following is not a characteristic of a blockchain? It allows for near real time settlement which reduces the risk of nonpayment All

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Which of the following is not a characteristic of a blockchain? It allows for near real time settlement which reduces the risk of nonpayment All transactions are authorized and legal It uses a consensus algorithm, where multiple nodes need to agree on values, to ensure the transaction is valid It is a peer-to-peer internet-based ledger where each node maintains an identical copy of the ledger

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