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which of the following is not a problem with subprime lending? a. Borrowers have poor credit records b. Borrowers can pay back their loans at

which of the following is not a problem with subprime lending?

a. Borrowers have poor credit records

b. Borrowers can pay back their loans at an adjustable rate.

c. Borrowers have high debt to income ratios

d. it has a negative impact even on healthy housing markets in case of large default.

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