Which of the following is not a weakness of risk-based capital standards? a. They ignore interest rate risk. b. They ignore the value of deposit insurance. c. They ignore changes in the market value of assets. d. They ignore credit risk. e. They ignore the value of a bank's charter. For banks that have insufficient capital, which of the following is not a typical operating strategy to achieve capital adequacy? a. Limit asset growth b. Shrink the bank c. Increase the dollar amount of commercial loans outstanding d. Shift more bank assets into lower risk categories. e. Reprice assets to reflect greater equity support