Which of the following is NOT included in the area of institutions? insurance companies large corporations consumer banks commercial banks 5 A professional financial planner is the employee we all deal with when we go to the drive-through window at the bank or step up to the front desk has responsibility over the investing and financing decisions works with individuals to help them achieve their financial goals buys stocks or bonds with investor money All of the following are responsibilities of an investment banket EXCEPT sales and trading management of pension funds back office support mergers and acquisitions