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Which of the following is NOT required to be disclosed within 3 days of a loan application under the Truth - in - Lending Act?

Which of the following is NOT required to be disclosed within 3 days of a loan application under the Truth-in-Lending Act?
a. Number & total of monthly payments
b. Amount financed
c. Due date & late fees
d. APR assuming payoff after 10 years
e. Prepayment penalty
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