Which of the following is not true regarding the Financial Services Modernization Act? a Financial institutions were finally able to offer a diversified set of financial services without being subjected to stringent constraints on the form or amount of financial services that they could offer b. It provided more momentum for the consolidation of financial services c. Financial institutions no longer had to search for loopholes or monitor their business to ensure that the degree of financial services offered remained within the regulatory constraints that were previously imposed d. Banks and other financial service firms were given more freedom to merge, but were forced to divest some of the financial services that they acquired