Which of the following is one of the reasons that the demand curve for loanable funds is downward sloping? A higher real interest rate makes borrowing more expensive. A lower real interest rate discourages domestic investors from purchasing foreign securities and encourages foreign investors to purchase domestic securities. A lower real interest rate discourages people from saving. A higher real interest rate encourages people to save. Which of the following is one of the reasons that the supply curve for loanable funds is upward sloping? A lower real interest rate makes saving more appealing. A higher real interest rate discourages domestic investors from purchasing foreign securities and encourages foreign investors to purchase domestic securities. A higher interest rate makes borrowing more expensive. A higher real interest rate makes saving more appealing