Which of the following is (or are) TRUE for Traditional IRA and Roth IRA accounts?

I. Roth IRA is preferable over traditional IRA if one will be in a lower tax bracket during retirement than their working years.

II. Roth IRA has more generous income limits than traditional IRA for making tax-advantaged contributions.

• A.

  I only.

• B.

  II only.

• C.

  Both, I and II.

• D.

  Neither I or II.