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Which of the following is the logical first step in the personal budgeting process (personal statements)? Select one: a. Determine the amount to be saved
Which of the following is the logical first step in the personal budgeting process (personal statements)?
Select one:
a. Determine the amount to be saved or invested
b. List all the categories and amounts of fixed expenditures
c. Estimate all of the income and income sources for the budget period
d. Eliminate all discretionary expenditures
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