Which of the following is true about $$Age Banding$$ and $$The Prosperous Retirement$$ methodology?

Group of answer choices

$$The Prosperous Retirement$$ Is based on spending in categories at different ages and $$Age Banding$$ is based on spending behavior during retirement decades.

Subsequent research into the actual spending patterns amongst retirees across each age band does not support the age banding hypothesis.

$$The Prosperous Retirement$$ is based on spending behavior during retirement decades and $$Age Banding$$ is based on spending in categories at different ages.

Neither the BLS$$ Consumer Expenditure Survey nor the RAND Health and Retirement Study $($HRS$)$ supports the idea that retiree spending does not remain stable throughout retirement.