Which of the following is true about the Village Banking model discussed in the Microfinance Handbook?

	a.	Loan officer analyzes business and cash capacity for an individual to determine loan amount
	b.	Self-formed group of 5, standard loan amount, groups must apply and be accepted together but not all group members receive funding upfront
	c.	Self-formed group of 30 to 50 members from community bank, trained and funded by sponsor MFI, all members guarantee funding, loan amounts different for each member
	d.	Self-formed group of 4 to 7, groups must apply and be accepted together, all group members receive funding upfront