Which of the following is TRUE? O All else being equal, the interest rate risk incurred by lender will be higher when the loan agreement contains maximum caps than when the loan agreement contains no maximum caps O A reverse mortgage is structured as a rising equity, rising debt loan. O For an ARM loan, any interest forgone because of limitations or caps will be become a part of the loan balance but will not accrue compound interest. A Price Level Adjusted Mortgage does not involve negative amortization