Which of the following is true of the European Banking Authority (EBA)?

a. It was created in 1995 to provide some banking regulations across the European Union and to ensure similar regulations across nations.

b. It was created in 2011 to provide consistent banking regulations across the European Union and to eliminate national-level regulations.

c. It was created in 1995 to provide consistent banking regulations across the European Union and to eliminate national-level regulations.

d. It was created in 2011 to provide some banking regulations across the European Union and to ensure similar regulations across nations