Which of the following is true regarding discount rate controls?

• The higher the discount rate a bank has to pay, the less willing a bank will be to lend money.
• The lower the discount rate a bank has to pay, the more difficult it becomes for consumers to borrow money.
• The lower the discount rate a bank has to pay, the more likely the health of the economy has declined.
• The higher the discount rate a bank has to pay, the more money there is in supply.