Which of the following is true regarding membership in the Federal Reserve System? I. Member banks are provided with regulatory oversight by both the OCC and the Federal Reserve II. Member banks are required to use the word "national" in their official title III. Member banks can never leave the Fed and become state-chartered banks Select one: a. I only The Fed is a quasi-government agency with significant autonomy b. I and II only c. I and III only d. I, II, and III