Which of the following is/are NOT true? I. Liquidity ratios indicate the firm's capacity to meet its short-term financial obligations and long-term financial obligations. II. Asset management ratios indicate how efficiently a firm is using its assets to generate sales. III. Financial leverage ratios indicate only the firm's capacity to meet its short-term financial obligations. IV. Profitability ratio indicates how effectively a firm generates profits on sales, assets and stockholder's equity. III and IV II, III and IV O I, II and III O I, III, and IV I and