Which of the following may initiate legal action to enforce an administrative decision at the request of the director of insurance?

A. The states attorney

B. A public defender

C. A guardian ad item

D. The attorney general

Which of the following situations does NOT apply to claims presented under uninsured motorist property damage coverages?

A. Disputes must be settled by arbitration

B. Damages for loss of use are covered

C. The at fault driver must be licensed

D. There must be actual physics contact with the uninsured vehicle