Which of the following most accurately states the principle about the principal? The focal date is the date that the principal is paid off. The present values of all future payments that will extinguish a loan will be the same as the future value of the payments. The sum of all the present values of payments that are meant to settle a debt will be the same as the original debt. The sum of all the future values of payments that are meant to settle a debt will be the same as the original debt