Which of the following options regarding a $200,000 mortgage, compounded semi- annually requires the highest total interest payment? O a. 4.2 percent interest rate, paid monthly, and amortized over 15 years. O b. 4.0 percent interest rate, paid bi-weekly, and amortized over 18 years. O c. 4.0 percent interest rate, paid monthly, and amortized over 15 years. O d. 4.0 percent interest rate, paid bi-weekly, and amortized over 15 years. O e. 4.2 percent interest rate, paid bi-weekly, and amortized over 15 years