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Which of the following powers held by the income beneficiary is ( are ) considered to be a general power of appointment, thus causing all

Which of the following powers held by the income beneficiary is (are) considered to be a
general power of appointment, thus causing all or a portion of the trust corpus to be
includible in the beneficiary's gross estate for federal estate tax purposes?
the power to withdraw the greater of $5,000 or 5 percent of trust corpus in any one year
II. the power to direct the trustee to pay the beneficiary's personal debts
I only
II only
Both I and II
Neither I nor II
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