Which of the following premortem actions can increase the liquidity of a decedent's estate?

I. Making certain that a client's will is executed with all of the required legal formalities

II. Stating reasons in a client's will why a close family member is not receiving any part of the client's estate

III. Urging a client to keep written current records of payments made by the client on debts owed to third parties

IV. Urging a client to require written security for a promissory note given to the client for assets purchased from the client

A) I, II, III, and IV

B) I, II, and IV

C) III and IV

D) I and II