Which of the following regarding co-ownership of property is true?

(a) A husband and wife can never own property as joint tenants.

(b) A mother and daughter can own property as tenants by the entirety.

(c) Where a husband and wife own real estate as tenants in common, the surviving spouse will automatically succeed to the decedents spouse share of the tenants in common property.

(d) If a donor creates and funds a $1 million joint tenancy bank account with her three children, she has made taxable gift.

(e) If a donor creates and funds a $1 million jointly owned bond with her three children, she has made taxable gift.

(f) If a donor gifts real estate to a donee donee as tenants in common, the donor has made a gift which could be taxable.

(g) All of the above.

(h) None of the above.