Which of the following regarding the (commitments to lend / assets) ratio is true? A low ratio signifies high liquidity risk. It is good for a bank to have some loan commitments and not keep this ratio at zero because they can make fee income. A low ratio means a bank would be subject to a lot of drawdowns by businesses which in turn reduces their cash. A high ratio is preferred because during economic downturns businesses would drawdown on their loan commitments. None of the above. The supply of loanable funds refers to people who borrow money. True False All else equal, the longer the timer to maturity on a bond, the greater the interest rate risk. This is because interest rates are more likely to fluctuate over a longer period. True False