Which of the following scenarios best represents a premium that most banks pay for federal deposit insurance? Core Financial Bank has $200 million in deposits and pays a premium of $750,000. Credit Ally Bank has $500 million in deposits and pays a premium of $1,200,000. Dominion Bank has $100 million in deposits and pays a premium of $10,000. Lifespark Financial Bank has $100 million in deposits and pays a premium of $150,000. Regulation of Deposits Which of the following removed restrictions on opening bank branches across state lines? The Depository Institutions Deregulation and Monetary Control Act (DIDMCA) The Garn-St. Germain Act The Sarbanes-Oxley (SOX) Act The Riegle-Neal Interstate Banking and Branching Efficiency Act Regulation of Bank Loans Which of the following are regulated to limit bank default risk exposure? Check all that apply. Loans to members within their community Highly leveraged transactions Foreign loans Loans to a single borrower