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Which of the following should employees consider regarding retirement plans? Retirement plans guarantee a specific rate of return on investment Retirement plans require employees to

Which of the following should employees consider regarding retirement plans?
Retirement plans guarantee a specific rate of return on investment
Retirement plans require employees to contribute a fixed percentage of their salary
Retirement plans are only available to employees who work full-time
Withdrawal from retirement accounts before 59.5 years of age is subject to penalties

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