Which of the following statement is correct?

Group of answer choices

homeowners cannot see the parts of total insurance premium (Section I and Section II) separately, and therefore pay one whole premium for all coverage

homeowners insurance premium is can be reduced by only buying Dwelling coverage and dropping the liability insurance coverage section

homeowners insurance liability (Section II) coverage is mandatory and enforced by the state regulations

none of the answers is correct

homeowners can see the parts of total insurance premium (Section I and Section II) separately, and therefore adjust the coverage on the contract