Which of the following statements are correct? Check all that apply: Over the years, the debt-to-asset ratio of Aqua Industries is declining. This means the company will be viewed as having improved creditworthiness. Higher receivables turnover is desirable. The higher the debt-to-equity ratio, the higher the financial risk for a firm. Pato Industries has an equity multiplier of 1.6 compared with the industry average of 1.7 . This means the company has better than average solvency compared to other firms in its industry