Which of the following statements are NOT true about the FinTech start-ups?

i FinTech start-ups generally are more trusted than the large traditional players by finance customers.

ii FinTech start-ups have access to more capital and resources to commercialise innovation.

iii FinTech start-ups do not have the same innovation-impeding structures that large and mature companies commonly have.

iv FinTech start-ups often have fewer regulatory limitations in their innovation.