Which of the following statements are the MAIN objectives of estate planning ? 1. Protect the estate for the beneficiaries. II. Minimize tax payments. III. Provide maximum benefits from a person's available financial resources. IV. Appropriate provision for surviving dependents. V. Maximize investment return with minimum risk. VI. Ensure that all beneficiaries are fully covered by life insurance policies, a. I, II, IV and Vi. b. II, III, IV and V C. I, III, IV and V. d. II, III, IV and VI e. I, II, III and IV. What is the meaning of Intestate'? a. Dying without a valid will. a There is a written will. The selection of a trust company d. The process of validating a will e. It is a type of trust